Anyone who has signed a credit application for a major item such as a house or a car understands repayment will often multiply the purchase price.  In a recent bombshell bestseller, Atomic Habits, the author likewise notes that tiny behaviors consistently repeated can significantly differentiate overall performance.  

Author Clear argues quite succinctly that a 1% improvement each day can act as "compound interest" for your life, in any area.  When considered in this light, the smallest of habits loom large in their results, infusing greater importance on the minor acts that make up our days. What is one small tweak in your routine that might make a difference over time?