My big concern in seeing studies that correlate marijuana usage with WC claims is always the question of "what is this going to cost defense?"
I can't be the only one who has had an applicant attempt to have their medical marijuana covered by the carrier. In fact I had an applicant claim that he was using crystal meth as a pain reliever to avoid opiods on an accepted claim! Which is the worse addiction I wonder?
If marijuana became a part of a recovery plan for an applicant, would we need a treatment plan to phase them off of the medication, as we do with certain psychotropic medications? So many options and layers to consider, but it is wonderful to know that in states where it is legalized at least we know research is taking place to (hopefully) get us some answers!
Earlier this month, the National Bureau of Economic Research released a study that found legalized marijuana use may be tied to fewer and less-expensive comp claims for relatively older workers. In states where recreational marijuana is legal, claims declined by 20% for workers between the ages 40 to 62, according to the study. Researchers examined data from 2010 to 2018, finding that paid indemnity also fell by about 21% in states that have legalized recreational use.